Privacy Policy - Dreamstudy

Privacy Policy

DreamStudy Privacy Policy

This Privacy Policy (hereinafter – Privacy Policy) applies to all information that the site “”, (hereinafter – Information Resource) located on the domain name, may obtain about the User during the use of the site, its programs and products.

1 Definition of Terms
1.1 The following terms are used in this Privacy Policy:

1.1.1. “Site Administration” (hereinafter – Administration) – authorized employees for the management of the site “”, who organize and (or) carry out the processing of personal data, as well as determines the purposes of personal data processing, the composition of personal data subject to processing, actions (operations) performed with personal data.

1.1.2 “Personal Data” – any information relating to a directly or indirectly defined or identifiable natural person (subject of personal data).

1.1.3 “Processing of Personal Data” – any action (operation) or set of actions (operations) performed with or without the use of means of automation with personal data, including collection, recording, systematization, accumulation, storage, clarification (update, change), extraction, use, transfer (distribution, provision, access), depersonalization, blocking, deletion, destruction of personal data.

1.1.4 “Confidentiality of personal data” – a requirement mandatory for the Operator or any other person who has access to personal data not to allow their dissemination without the consent of the subject of personal data or other legal basis.

1.1.5. “ Website” is a set of interconnected web pages located on the Internet at the unique address (URL):, as well as its subdomains.

1.1.6. “Subdomains” are pages or a set of pages located on third-level domains belonging to the site “”, as well as other temporary pages with the Administration contact information at the bottom of the page.

1.1.7. “User of the site “” ” (hereinafter referred to as “User”) – a person who has access to the site “” through the Internet and uses information, materials and products of the site “”.

1.1.8. “Cookies” – a small piece of data sent by the web server and stored on the user’s computer, which the web client or web browser sends to the web server in an HTTP request each time it tries to open a page of the corresponding website.

1.1.9. “IP address” – a unique network address of a node in a computer network through which the User accesses the Information Resource.

2. General Provisions

2.1 The use of the site “” by the User means agreement with this Privacy Policy and the terms of processing of personal data of the User.

2.2 In case of disagreement with the terms of the Privacy Policy, the User must stop using the site “” .

2.3 This Privacy Policy applies to the site “”. Information resource does not control and is not responsible for the sites of third parties, to which the User can go through the links available on the site “”.

2.4 The Administration does not verify the accuracy of personal data provided by the User.

3. Subject of the Privacy Policy

3.1 This Privacy Policy establishes the obligations of the Administration on non-disclosure and protection of confidentiality of personal data, which the User provides at the request of the Administration when registering on the site “” or subscribing to the e-mail newsletter.

3.2 The personal data allowed to be processed within the framework of this Privacy Policy is provided by the User by filling out forms on the website “” and includes the following information:

3.2.1. e-mail address (e-mail)

3.3 The information resource protects the Data that are automatically transmitted when visiting pages: – IP address; – information from cookies; – browser information – access time; – referrer (address of the previous page).

3.3.1 Disabling cookies may result in the inability to access parts of the site that require authorization.

3.3.2 The information resource collects statistics on the IP-addresses of its visitors. This information is used to prevent, detect and solve technical problems.

3.4 Any other personal information not specified above (history of visits, browsers used, operating systems, etc.) is subject to secure storage and non-proliferation, except as provided in p. p. 5.2 of this Privacy Policy. 5.2. of this Privacy Policy.

4. Purposes of collecting personal information of the User

4.1 The Administration may use the User’s personal data for the purposes of:

4.1.1. Identification of the User registered on the site “”” for his further authorization.

4.1.2. Providing the User with access to personalized data of the site “”.

4.1.3 Establishing feedback with the User, including sending notifications, inquiries regarding the use of the site “”, processing requests and applications from the User.

4.1.4. Determining the location of the User to ensure security, fraud prevention.

4.1.5. Confirming the accuracy and completeness of personal data provided by the User.

4.1.6. Creation of an account to use parts of the site “”, if the User has consented to the creation of an account.

4.1.7. Notifying the User by e-mail, if the User has provided an e-mail address.

4.1.8 Providing the User with effective technical support in case of problems related to the use of the site “”.

4.1.9. Providing special offers, newsletters and other information on behalf of the “” website to the User with his/her consent.

5. Methods and terms of personal data processing

5.1 Processing of the User’s personal data is carried out without time limit, by any lawful means, including in information systems of personal data with or without the use of means of automation.

5.2 The User’s personal data may be transferred to authorized state authorities of the Russian Federation only on the grounds and in accordance with the procedure established by the legislation of the Russian Federation.

5.3 In case of loss or disclosure of personal data, the Administration has the right not to inform the User about the loss or disclosure of personal data.

5.4 The Administration shall take the necessary organizational and technical measures to protect the User’s personal information from unlawful or accidental access, destruction, modification, blocking, copying, distribution, as well as from other unlawful actions of third parties.

5.5 The Administration together with the User takes all necessary measures to prevent losses or other negative consequences caused by the loss or disclosure of the User’s personal data.

6. Rights and obligations of the parties

6.1 The User has the right:

6.1.1. Make a free decision to provide their personal data necessary for the use of the site “”, and consent to their processing.

6.1.2 Update, supplement the provided information about personal data in case of changes in this information.

6.1.3 The User has the right to receive information from the Administration regarding the processing of his/her personal data, unless such right is restricted in accordance with federal laws. The User has the right to demand from the Administration to clarify his personal data, block or destroy them if the personal data are incomplete, outdated, inaccurate, illegally obtained or are not necessary for the stated purpose of processing, as well as to take measures provided by law to protect their rights. For this purpose, it is sufficient to notify the Administration at the specified E-mail address.

6.2 The Administration is obliged to:

6.2.1 Use the received information exclusively for the purposes specified in paragraph 4 of this Privacy Policy.

6.2.2 Ensure that confidential information is kept confidential, not to disclose without prior written permission of the User, as well as not to sell, exchange, publish, or disclose by other possible means the transferred personal data of the User, except for clauses. 5.2. of this Privacy Policy.

6.2.3 Take precautionary measures to protect the confidentiality of the User’s personal data in accordance with the procedure usually used to protect such information in the existing business turnover.

6.2.4 Block personal data related to the respective User from the moment of application or request of the User or his/her legal representative or authorized body for protection of the rights of personal data subjects for the period of verification, in case of detection of unreliable personal data or unlawful actions.

7. Liability of the parties

7.1 The Administration, which has not fulfilled its obligations, shall be liable for losses incurred by the User in connection with the unauthorized use of personal data, in accordance with the laws of the Russian Federation, except as provided for in clauses. 5.2. and 7.2. of this Privacy Policy.

7.2 In case of loss or disclosure of Confidential information Administration is not responsible if this confidential information:

7.2.1 In case of loss or disclosure of Confidential information Administration shall not be liable if this confidential information:

7.2.2. Became public domain before its loss or disclosure.

7.2.3. Was received from a third party prior to its receipt by the Administration of the Resource.

7.2.4. Was disclosed with the User’s consent.

7.3 The User is fully responsible for compliance with the requirements of the laws of the Russian Federation, including, but not limited to, laws on advertising, copyright and related rights protection, protection of trademarks and service marks, including full responsibility for the content and form of materials.

7.4 The User acknowledges that responsibility for any information (including, but not limited to: data files, texts, etc.) to which he may have access as part of the site “”, is the responsibility of the person who provided such information.

7.5 The User agrees that the information provided to him as part of the site “” may be an intellectual property object, the rights to which are protected and belong to other Users, partners or advertisers who place such information on the site “”. The User may not modify, rent, lease, loan, sell, distribute or create derivative works based on such Content (in whole or in part) unless such actions have been expressly authorized in writing by the owners of such Content in accordance with the terms of a separate agreement.

7.6 In relation to text materials (articles, publications that are in free public access on the site “”) may be distributed provided that a link to the Information resource is given.

7.7 The Administration shall not be liable to the User for any loss or damage incurred by the User as a result of deletion, failure or inability to save any Content and other communication data contained on or transmitted through the site “”.

7.8 The Administration shall not be liable for any direct or indirect damages resulting from: the use or inability to use the site, or individual services; unauthorized access to User’s communications; statements or conduct of any third party on the site.

7.9 Administration is not responsible for any information posted by the User on the site “”, including, but not limited to: information protected by copyright, without the express consent of the owner of copyright.

8. Dispute resolution

8.1 Before applying to the court with a claim for disputes arising from the relationship between the User and the Administration, it is mandatory to submit a claim (a written proposal or proposal in electronic form for voluntary settlement of the dispute).

8.2 The recipient of the claim within 30 calendar days from the date of receipt of the claim, in writing or electronically notify the claimant of the results of the claim.

8.3 In case of failure to reach an agreement, the dispute will be referred to the Arbitration Court of Moscow.

8.4 The current legislation of the Russian Federation shall apply to this Privacy Policy and relations between the User and the Administration.

9. Additional terms and conditions

9.1 Administration has the right to make changes to this Privacy Policy without the consent of the User.

9.2 The new Privacy Policy comes into force from the moment of its placement on the site “”, unless otherwise provided by the new version of the Privacy Policy.

9.3 Any suggestions or questions regarding this Privacy Policy should be communicated to: [email protected].

9.4 The current Privacy Policy is available at

10. Disclaimer

10.1 The information provided on the website does not constitute individual investment advice.

10.2 The content of the website is for informational purposes only and may not reflect the current state of the art.

10.3 Articles, studies, forecasts and other information are presented without taking into account any specific investment profile, and the mentioned financial instruments or operations may not correspond to the expected profitability, investment horizon, as well as the risk of loss acceptable for a particular user of the website.

10.4 The administration of the site is not responsible for possible losses in case of making transactions or investing in financial instruments mentioned in publications on the site, and does not recommend using the content of the site as a source of information when making an investment decision.

10.5 The information posted on the site is taken from public sources and is unique at the time of publication. Administration may not share the opinion expressed on the pages of the site, as the editorial staff of the site consists of many authors, whose position and assessments may differ.

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